Personal Financial Planning
Author: Lawrence J Gitman
In the midst of today's constantly shifting financial environment and ever-changing lives, personal financial planning is more important than ever before for life success. PERSONAL FINANCIAL PLANNING, 11e creates a solid framework with the tools and techniques to help you better understand, define, and achieve your financial goals. The book follows a life-cycle approach, covering financial plans, assets, credit, insurance, investment, and retirement as you progress through a lifetime. Written in a conversational style with an inviting design and focus on decision making, this edition reinforces solid financial principles with expert advice, helpful tools and examples of both financial successes and failures drawn from actual life. You learn how to effectively use the financial calculator and Internet as critical financial tools. Numerous resources and additional financial insights on this edition's valuable companion website further your learning. Financial Planning sof tware that corresponds with the text provides the first step in your continued personal financial success. The innovative new CengageNOW online learning system helps with homework and achieving the grade you want while focusing your study on the areas you need most. Personal financial planning at its best begins with Gitman/Joehnk's Personal Financial Planning, 11e in your hands today!
Booknews
New edition of a time-tested text first published in 1978, for use in a first college course on the subject as well as by individuals developing their own financial plans. Addresses the basics of planning and of managing assets, and includes coverage of credit, insurance, investments, and retirement and estate planning. Comes with an interactive disk (for use with a PC) and a workbook. Annotation c. by Book News, Inc., Portland, Or.
Table of Contents:
| Pt. 1 | Foundations of Financial Planning | 2 |
| Ch. 1 | Understanding the Financial Planning Process | 5 |
| Ch. 2 | Measuring Your Financial Standing | 51 |
| Ch. 3 | Planning Your Financial Future | 83 |
| Ch. 4 | Managing Your Taxes | 121 |
| Pt. 2 | Managing Basic Assets | 166 |
| Ch. 5 | Managing Your Savings and Other Liquid Assets | 169 |
| Ch. 6 | Making Housing and Other Major Acquisitions | 211 |
| Pt. 3 | Managing Credit | 266 |
| Ch. 7 | Borrowing on Open Account | 269 |
| Ch. 8 | Using Consumer Loans | 315 |
| Pt. 4 | Managing Insurance Needs | 358 |
| Ch. 9 | Insuring Your Life | 361 |
| Ch. 10 | Insuring Your Health | 407 |
| Ch. 11 | Protecting Your Property | 447 |
| Pt. 5 | Managing Investments | 488 |
| Ch. 12 | Investing in Stocks and Bonds | 491 |
| Ch. 13 | Making Securities Investments | 547 |
| Ch. 14 | Investing in Mutual Funds, Real Estate, and Derivative Securities | 589 |
| Pt. 6 | Retirement and Estate Planning | 636 |
| Ch. 15 | Meeting Retirement Goals | 639 |
| Ch. 16 | Preserving Your Estate | 687 |
| Appendix A | 723 | |
| Appendix B | 725 | |
| Index | 727 |
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Intermediate Accounting
Author: J David Spiceland
Adopters and reviewers praise Intermediate Accounting, 4e, by Spiceland/Sepe/Tomassini for its superior readability, strong supplements package/learning system, good EOC, real-world flavor, consistent quality, and high student engagement. Intermediate Accounting, 4e will gain support in both traditional and progressive accounting departments, especially those looking for a more concise, decision-making text that reinforces challenging concepts. At 1250 pages (200 pages shorter than the market leader), Intermediate Accounting, 4e has not sacrificed content for pages. Instead, the authors have created a flexible text with a student friendly writing style that focuses on explaining not only how to apply a procedure, but why it’s applied. Intermediate Accounting, 4e is built around a “Learning System” designed to prepare students for the new CPA exam and the business world, by emphasizing decision making. Acknowledging the dive rsity of students and their learning styles, the authors have created a clear text and varied supplemental materials to aid the success of every student. Intermediate Accounting, 4e also provides a flexible and consistent supplemental package for instructors.
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